GEO Group

GEOSM Group

Employer Sponsored Group Insurance

 

GEO is a revolutionary program designed to meet the global health care needs of international assignees, and provide multinational employers with flexible options of both benefits and services.

 

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The Global Employer's Option (GEO) Group is one of the most comprehensive group hospital, surgical, medical and life insurance programs in the world. This program is designed for employers with employees who are either U.S. or Canadian citizens who reside abroad and may return to the US or Canada temporarily (for less than 12 months), or are overseas local and third country national employees. GEO Group allows employers to carve out their International employees to provide them with U.S.-style benefits and worldwide coverage. This program includes medical, dental, life and indemnity benefits for these employees and their families.

 

Plan benefits include:

HOSPITALIZATION
GEO Group provides coverage for daily hospital room and board, intensive care, surgery, medical treatment, laboratory test, x-rays, chemotherapy, anesthetist fees, emergency treatment of an injury, and durable medical equipment.

OUTPATIENT
GEO Group provides coverage for outpatient services including, medical consultations, diagnosis, pathology, radiography, laboratory, x-rays, surgery, physical therapy and chiropractic care.

PRESCRIPTION MEDICATION
Prescription medication is covered on the same basis as any illness.

HUMAN ORGAN/TISSUE TRANSPLANT
GEO Group provides up to US$1,000,000 lifetime benefit for Heart, Heart/Lung, Lung, Kidney, Kidney/Pancreas, Liver, and Allogeneic and Autologous Bone Marrow Transplants. The procedure and related services must take place in the Managed Transplant System Network, and must be pre-certified and coordinated with the Company.

MATERNITY AND NEWBORN BENEFITS
Maternity is covered on the same basis as a covered illness, after 10 months of continuous coverage. If the Maternity is covered, the newborn is covered from the moment of birth including routine well-baby care for the first 31 days of life.

EMERGENCY EVACUATION
GEO Group provides coverage for Emergency Medical Evacuation up to the policy maximum to the nearest qualified medical facility while outside the U.S. All evacuations must be approved and coordinated by IMG. Emergency Medical Evacuation Benefits terminate at age 65.

REPATRIATION
GEO Group provides a US$25,000 per Insured Person benefit for the return of the Insured Person's mortal remains or ashes to their Home Country. Repatriation must be approved and coordinated by IMG.

MENTAL/NERVOUS DISORDERS, ALCOHOL/SUBSTANCE ABUSE
GEO Group includes $10,000 per Calendar Year per Insured Person and US$20,000 lifetime limit for inpatient treatment of mental or nervous disorders and alcohol or substance abuse following 12 months of continuous coverage.

SUPPLEMENTAL ACCIDENT BENEFIT
In the event of a covered Accident, the Company will pay the first US$300 of eligible medical expenses related to the treatment of any Injury resulting from the covered Accident before applying any Deductible.

WELLNESS BENEFIT
GEO Group includes a US$250 per Calendar Year wellness benefit for adults. A child wellness benefit of US$150 per Calendar Year is also provided for children. This benefit is not subject to the Deductible or Coinsurance.